Generic application used across our finance programs. Walk the customer through these stages in order.
Get a clear photo or scan of a government-issued ID for the homeowner — and for everyone on title, plus any potential co-signers. Lenders need ID for every signer before they can pull credit.
Use the blank application below. The example shows where each field goes and what to double-check before the customer signs.
If the lender's credit pull is declined or stuck in review, the customer likely has a credit freeze on their TransUnion file. Have them call TransUnion and ask for a global lift so the lender can access their credit report.
